FAQ Paypal Credit
Pay in 4 interest-free instalments
Frequently Asked Questions

Who is Paypal? Check out faster, safer and more easily with PayPal, the service that lets you pay, send money, and accept payments without having to enter your financial details each time. 173 million people use PayPal to shop on millions of sites worldwide, in 202 countries and with 21 different currencies.

How does paying in 4 interest-free instalments work? Enjoy 0% interest for 4 months on every basket total of £99 or more.

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.

What credit offers are available? If your basket is eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. blindsbypost instalment purchases qualify for 0% or 19% p.a. for the length of the selected instalment plan.

With instalment offers from Paypal Credit, you get:
- Regular monthly payments – you pay the same amount each month to help you plan better

- A credit limit linked with your PayPal account that makes it easier to buy everything you need

How do I apply? Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page. A selection of instalment offers will be displayed, enabling you to spread the cost of your purchase across a number of payments.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Do I need to reapply if I already have Paypal Credit? KIf you already have PayPal Credit, you can take advantage of these offers without having to reapply as long as you have enough available credit limit. Just select one of available instalment offers and check out with PayPal Credit.

Do I need to have a Paypal account? Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application. Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User Agreement.

I do not see Paypal Credit as a payment option? For PayPal Credit to show as a payment option, you will need to ensure that the items in your basket are eligible for PayPal Credit and that you have a minimum spend of £99 (excl postage) within your basket.

What do I do if I am unsuccessful in applying for Paypal Credit? If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use PayPal to complete your purchase.

What happens if I cancel or return my order? As soon as blindsbypost have accepted your cancellation/return, Paypal will cancel any future scheduled payments as well as refund any amounts due. Please famililiarise yourself with the blindsbypost Delivery and Returns section.

What is the cost of Paypal Credit outside of instalment offers? The Representative Example below shows the typical costs of using a PayPal Credit limit, not including instalments or other offers.

Representative Example

Purchase rate 19.9% p.a. (variable)

Representative 19.9% APR (variable)

Assumed Credit Limit £1,200

Hudson Blinds & Shutters LTD t/a blindsbypost acts as a broker and offers credit from PayPal Credit and other providers. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.